Mann Mortgage supports our heroes: Discover the benefits of VA loans today!
Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.
What are VA home loans?
Our Franklin office is dedicated to helping residents like you understand and utilize VA Loans effectively. Whether you’re a first-time homebuyer or looking to refinance your current home, VA Loans offer unique advantages. Let’s begin by giving you an overview of what VA Loans are all about.
Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.
VA loans
at a glance.
- VA Loans offer the remarkable benefit of requiring no down payment. This means you can potentially purchase a home with no upfront payment, making homeownership more accessible.
- VA Loans often feature competitive interest rates, ensuring that you get a favorable deal when financing your home.
- Unlike many conventional loans, VA Loans do not require private mortgage insurance, saving you money over the life of your loan.
- While VA Loans do have credit score requirements, they tend to be more lenient than those of conventional loans, making it easier for many individuals to qualify.
- Available for residential homes, not vacation homes or investment properties
- Properties must meet VA guidelines and be inspected by VA-approved appraisers
- If you currently have a VA Loan, our Franklin office can assist you in exploring VA streamline refinancing options to lower your interest rates and monthly payments.
Applying for a home has
never been easier
Our quick and secure process takes less than 10 minutes to apply.
Learn more about
VA loans
While VA Loans are designed to benefit veterans, they are also available to active-duty service members, certain members of the National Guard and Reserves, and eligible surviving spouses. It’s not exclusive to veterans.
Yes, you can use VA Loan benefits multiple times, as long as you meet the eligibility criteria. You may even have the opportunity to have more than one VA Loan at the same time.
VA Loans do have maximum loan limits, which can vary by location. However, some borrowers may be eligible for VA Jumbo Loans, which allow for larger loan amounts in high-cost areas.
The approval timeline for a VA Loan can vary depending on factors like your lender’s processing times and the completeness of your application. However, the VA itself doesn’t typically take long to issue a Certificate of Eligibility.
No, VA Loans are intended for primary residences, not for purchasing investment properties. They are designed to help veterans and eligible individuals secure housing for themselves and their families.
In conclusion, VA Loans offer a wide array of benefits, including no down payment, competitive interest rates, and flexible credit requirements. Our Franklin office is here to assist you throughout the entire process, ensuring you make the most of these advantageous loan programs. Whether you’re in Leipers Fork, Pasquo, Arrington, or Nolensville, VA Loans can be a valuable tool on your journey to homeownership.
“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”
Adam P. B.
Let's get you home.
0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.
